Why Health Insurance Cost So Much!

Showing posts with label Additional Insurance. Show all posts
Showing posts with label Additional Insurance. Show all posts

Friday, August 28, 2009

Motor Vehicle Insurance

Motor Vehicle Insurance

Motor vehicle population is causing increasing levels of traffic accidents also increased, even according to police data, traffic accident is a "killer machine" especially in Yogyakarta, "no day without a traffic accident". Therefore, driving without insurance is a very high risk.

Understanding of Motor Vehicle Insurance

Motorized vehicles are motorcycles or motor-driven or other mechanical and licensed for use on public roads which became the subject of coverage, such as Motorcycles, Cars various types of sedans, minibuses, double cabin, truck, bus, truck and etc.

Guarantee Policy generally refers to Standard Insurance Policy Motor Vehicle Insurance Indonesia (PSAKBI) and insurance companies usually sell it in the form of guarantee package with some additional benefits.

Comprehensive Security Package - Motor Vehicle Insurance:
  • Security for collision, crash, upside down, sliding, or fall;
  • Security for misconduct, theft and fire
  • Security for riots and strikes
  • Security for Natural Disasters such as Hurricane Winds, Hurricane, Flood, Earthquake, Volcano Eruption and Tsunami
  • Security for Theft by Driver
  • Security for Legal Liability of Third Parties (Limit Rp10, 000,000)
  • Self Accident Insurance for driver and passenger (Limit Rp10, 000,000 per person)
  • Security for Medical Costs (Limit of Rp1, 000,000 per person)

Thursday, August 27, 2009

Insurance Waiver of Premium


Insurance Waiver of Premium (WOP)

Benefit from additional insurance is the exemption WOP premium payments according to the current product in case of total permanent disability due to the insured by accident or disease.

Additional Insurance

Additional insurance

Additional insurance is a type of insurance that you can choose according to your needs. With this additional insurance protection insurance then you become more complete.

Insurance that you can add:
  • Critical Illness Plus (CI +)
  • Accidental Death & Disablement Benefit (ADDB)
  • Total Permanent Disability (TPD)
  • Waiver of Premium (WOP)
  • Waiver of Premium Plus (WOP +)