Why Should Health And Life Insurance
Life Insurance and Health Insurance is required primarily for self-employed and informal workers who do not have health insurance from a company or government agency.
An entrepreneur like me if ill or disabled because of an accident will have a lot of financial losses / financially because they have to bear the cost of treatment and can not work for a living. Others as if someone working in a company or a government employee, they usually get health insurance that will cover the cost if the hospital and paid fixed monthly salaries. (But not all companies provide decent health insurance lho)
Before you decide what insurance products, from insurance companies which I highly recommend to compare different products, types of products from several insurance companies. Do not rush to buy insurance products without understanding the clarity of rights and obligations if we take an insurance product.
Some tips from me to choose insurance products:
One more suggestion I as a customer who had been deceived by an insurance product "Do not buy Life Insurance and Health Unit Link associated with investment". Trust unit-linked products very expensive the cut, you better take health insurance and pure and invest money into Mutual Funds separately.
An entrepreneur like me if ill or disabled because of an accident will have a lot of financial losses / financially because they have to bear the cost of treatment and can not work for a living. Others as if someone working in a company or a government employee, they usually get health insurance that will cover the cost if the hospital and paid fixed monthly salaries. (But not all companies provide decent health insurance lho)
Before you decide what insurance products, from insurance companies which I highly recommend to compare different products, types of products from several insurance companies. Do not rush to buy insurance products without understanding the clarity of rights and obligations if we take an insurance product.
Some tips from me to choose insurance products:
- Determine the benefits of whatever protection we need
- Look for information of insurance products according to our needs by collecting brochures from different companies or websites to find information on insurance companies
- Ask the agency in more detail about these products as a whole until details of the calculation of the allocation of funds we pay for everything
- Do not believe what insurance agents say, because they are not necessarily well understood by the products they offer.
- Ask for an illustration made dicetakkan benefits insurance products, premiums to be paid and the allocation of premiums to be paid wherever
- Learn the contents of the illustrations in the house with a relaxed and thoroughly, do not rush to conclusions, ask a better idea if there is not yet clear
- Compare products from various insurance companies, which provide the greatest benefit with the least expensive premiums, but also find out whether the company info bona fide or not
- Do not just BASED on the best insurance award from a magazine, but you should really know how to calculate the insurance costs
- Determine your choice of insurance products after all you really understand
- After determining and deciding to buy an insurance product we will accept an insurance policy that contains a binding agreement between the customer and the insurance company, study the contents policy, customers are usually given 14 days a chance to cancel the policy.
One more suggestion I as a customer who had been deceived by an insurance product "Do not buy Life Insurance and Health Unit Link associated with investment". Trust unit-linked products very expensive the cut, you better take health insurance and pure and invest money into Mutual Funds separately.
