Why Health Insurance Cost So Much!

Saturday, August 29, 2009

Protected Member DBS Insurance / Accident


Protected member DBS Insurance / Accident

Insurance is a system for lowering the risk of financial loss. Insurance is important enough to protect ourselves from these things is not unexpected that we want, such as accidents whether minor accidents or accidents that may result terrenggutnya soul.

All members will be protected DBS Insurance / Accident.
  • ID Card Holder with Logo CCI other than acting as a discount card you can now enjoy the facility as a life insurance policy RIGHTS / ACCIDENTS.
  • Polis card is valid for life and not be transferable, with accountability for the money amounting to Rp. 10.000.000, - (ten million rupiah) valid for one person.
About Life Insurance / Accident of DBS:
  1. All new members registered with CCI card, will immediately get the facility Insurance (Accident) Free * equivalent BRIngin Life with sum assured (UP) worth Rp. 10.000.000, -. So that members do not have to wait to get 1 Reward Points to obtain life insurance protection (accident), simply register DBS with CCI card.
  2. Insurance is not transferable. Insurance only applies to the first registered member of DBS CCI card. not a member fox profile. This means that all the new member of DBS with CCI card protected Casualty Insurance, from 1 November 2008 - onwards.
  3. Life Insurance only protects the insured / member of DBS on the risks caused by the accident. The definition of accident in this provision is injured or wounded body is not the disease.
  4. Protected member insurance after 1 month listed s / d: *1 year for members who register with 1 HU CCI card * 5 years for members who register with CCI card * All my life is for members who sign up directly 7 HU (CCI + 1 Card Reg Card 6).
  5. Card DBS logo CCI member is Card Accident Insurance Policy.
Claims procedures, participants make a claim to the Office of PT. DFI to include:
  • Certificate from the Police Accident.
  • Certificate of Hospital Care.
  • To Claim A Risks include Death Certificate from RT / RW & local Kelurahan.
For the insured member who is outside the city of Bandung, please file claims in the fax to the number 022-87241427. Then confirm by phone to the number 022-87241426. Claims will be processed by no later than 7 working days. So certainly not going to join DBS loss 7 HU, protected Casualty Insurance / Life for life.

Life Insurance Income Growth 5.2%


Life Insurance Income Growth 5.2%

Performance of national insurance in the fourth quarter (Q4) in 2008 recorded a total premium income of Rp 46.7 trillion or 5.2 percent growth compared to the same period (Q4) in 2007 valued at Rp 44.4 trillion.

Life insurance business data Q4-2008 (unaudit) was followed by 36 life insurance companies, consisting of 21 national insurance companies and 15 joint venture life insurance company (joint venture). For information the number of insurance companies that are members AAJI is currently 45 companies.

Chairman of Indonesian Life Insurance Association (AAJI) Evelina Pietruschka rate of income increase national insurance premium fee that is low can not be separated from the influence of the global crisis. The crisis that started from the economic collapse in Indonesia and many countries.

"So not only the insurance sector which experienced a decline like that," said Evelina in a press conference in Jakarta, Thursday (5 / 3).

For the new production of premium income (new business) a decline of 1.4 percent or Rp 30.2 trillion compared to the same period of Q2-2007 amounting to Rp 30.6 trillion.
New premium income Unit Link products increased 0.5 percent to Rp 13.93 trillion in Q4-2007 to Rp 13.86 trillion. Premium advanced (renewal) rose 19.9 percent, or Rp 16.5 trillion, compared to Q4-2007 to reach Rp 13.8 trillion.

AIA Financial Accident Insurance Share

AIA Financial accident insurance share

Rebranding the AIA AIG Life Financial on June 1, 2009 was marked by personal accident insurance (personal accident) 440,000 free of charge to individual customers throughout the country. Personal accident insurance provided with the sum assured Rp25 million for a year to each customer is also given to coincide with the anniversary of the company to 26.

"In appreciation and thanks we give added value to customers with personal accident insurance. Syaratnya simply return the form to us before July 31, 2009," said Director of Marketing & Corporate Communication PT AIA Financial Lucy Pandjaitan today. Accident insurance protection considered important because the data based on Directorate General of Land Transportation Department of Transportation last year declared each year is estimated 17,000 deaths due to traffic accidents.

Lucy highlights the changes its name to the AIA Financial crisis is not caused by the body corporate. "We changed the name not because of illness, we were very solid and the change of name was greeted positively by the sales force and our policyholders,".

Accident Insurance Claim swell


Accident Insurance Claim swell

Casualty insurance claims paid traffic PT Jasa Raharja East Java Branch swelling, following enactment of the Minister of Finance Decree No. 36 Year 2008 on the Great Benefit and Contribution Compulsory Traffic Accident Fund. Head of PT Jasa Raharja Branch East Java, Sutadji, Wednesday, mentioning, insurance claims paid in the period January-July 2009 was recorded already reached Rp149 billion.

"It's only until July 2009. Not later during Lebaran forth season that is expected to increase dramatically," he said.

Throughout 2008, PT Jasa Raharja Java branch insurance claims have been paid Rp195 billion of which around 30 percent of them paid to traffic accident victims Lebaran forth.

"It is estimated this year that number will increase again because there was an increase in insurance claim payment as set forth in Permenkeu 36/2008," she said.

The government has set up an insurance claim for the victim died from a previous accident Rp10 million to Rp20 million is raised, the victims were injured from Rp 5 million to Rp 10 million, and burial expenses from Rp1 million to Rp2 million. Sutadji explained, accident case is dominated by two-wheeled vehicle to take 70 percent share of the total cases of accidents during Lebaran forth.